How To Identify Mutual Funds

Mutual fund is a product about finance, involving investments, stocks and bonds. With the same investment objective, it gives the investor an opportunity to make their resources diversification. This is very important for us when we are investing for we can invest the money in right way. The following are some ways for us to know a mutual fund is good or not:


1.we should know Mutual fund is a collection of funds. The funds are come from different investors, and collected by the professionals of Mutual fund. And then they can buy a series of stocks with your money, but not one.


2.The investment objective of Mutual fund. From the proposal, We can know the set of stocks the fund will buy. Some of the fund can be inverted in stock, and others can be in bonds while others can be listed in cash or money markets.


3. This is operated by those professionals. The operation of professional will help us to identify Mutual Funds. With the help of the Mutual funds, you can do your business without any trouble. We just need to follow up your investemnt. For the professtionals know how is the market trend and help us to choose. We have no necessary to do the job about research on the bonds, because they have got the research. And they can get us away from wrong decisions on investement.


4. The Board of Governors will help to do the administration better. And most of the existing funds have their trustees. With the monitoring of the trustees and the board, the professionals of the Mutual fund will do the job as well as they can. And they also have to follow a set of rules, including regulatory,accounting and tax. With the presence of the board, the investor will think that their money is safe.


5. Prospectus. This prospectus is legal both in and out of the country. It is always shown to us for sale with many information about financial. and areas(which areas the mutual fund is allowed to invest in).

U.S. stocks ended higher on Monday

U.S. stocks ended higher on Monday. Commodity futures prices fell sharply last week, rebounded on Monday after the energy and natural resources sector leading the broader market gains.


EST at 16:00 on May 9, the Dow Jones industrial average rose 45.94 points to 12,684.68 points, or 0.36%; the Nasdaq composite index rose 15.69 points to 2,843.25 points, or 0.55%; Standard & Poor's 500 index rose 6.09 points to 1,346.29 points, or 0.45%.


Energy and resources sector led the gains, the financial sector lagged. With oil prices closing above $ 102 a barrel, many oil companies stock prices soared. M & A news, drug maker Alkermes (NASDAQ: ALKS) announced to purchase one of the Irish drugmaker Elan Corp (NYSE: ELN)'s subsidiary with $960,000,000.


No major economic data released on Monday. Important data this week including the U.S. April retail sales data, the United States in April producer price index (PPI) and the April consumer price index (CPI) and so on.


European sovereign debt crisis make the market concerns once again. Monday, Standard & Poor's Ratings Services to Greece from the BB-long-term credit rating lowered to B, short-term credit rating lowered from B to C, and both maintain a negative outlook. The New York Mercantile Exchange, June crude oil contract rose 5.5%, to close at $ 102.55 a barrel last week, oil prices fell 15%. June gold contract rose 0.8% to close at $ 1,503.20 an ounce. July silver futures rose 5.2% to close at $ 37.12 an ounce. By the Greek sovereign debt downgrade impact of European stock markets ended lower on Monday.

New York stock market index fell yesterday

As the market worried about Osama bin Laden's death would trigger a new round of terrorist attacks, the three major New York stock market index fell yesterday.


Obama announced Qaeda leader Osama bin Laden was killed, the New York Stock Exchange was up at begining. However, market participants believe that investors think that Osama bin Laden was killed to the stock market is a short-term response, long-term perspective, the New York stock market is still dependent on U.S. economic recovery, monetary policy and market trend the case of company fundamentals. In addition, investors are more concerned about the new geopolitical situation and the changes brought about the situation in the Middle East. in particular, they worried about Osama bin Laden was killed may lead to the revenge. So the stock market fell in the afternoon.


On the data front, U.S. Institute for Supply Management said manufacturing activity index in April fell to 60.4 points from 61.2 points in March. Higher than 59.5 points that the market average expecting.


Meanwhile, the U.S. Commerce Department said construction spending in March rose 1.4% qoq, higher than 0.5% that the market's expectation.


When New York stock markets closed, the Dow Jones 30 Industrial Average index down 3.18 points to close at 12,807.36 points, down 0.02%. Standard & Poor's 500-stock index fell 2.39 points to close at 1361.22 points, down 0.18%. The Nasdaq composite index fell 9.46 points to close at 2864.08 points, down 0.33%.

U.S. Stock Will Be Boosted For The Employment Market Go Better

JP Morgan Chase chief stock strategists Thomas accepts a media interviews on Wednesday (April 27), he expected that in the second half of this year, U.S. stock will be boosted for the employment market go better. But the oil prices' surge maybe hinder the economic recovery.He expects, the s&p 500 index component earnings an average of $23 the second quarter, and $96.50 throughout the year of 2011. And he think that it is optimistic in the remainder of this year.


And he also said: "if oil prices go to $200 a barrel, it will be a serious threat to the economic recovery." But in his view, the current high oil prices impacting on the global economy wouldn't be so big like 2008.